Estimate the cost of speeding in Ontario.

Start with the instructions and response date printed on your offence notice. The exact choices depend on the ticket form and the court named on it.

1. Pay the total shown.Payment is a guilty plea. The case ends and a conviction is entered.
2. Make submissions about the penalty.Some tickets let you plead guilty while asking a justice about the fine or time to pay. This is still a conviction.
3. Request early resolution, if offered.A meeting with the prosecutor can resolve the case, including through an agreed plea to a less serious charge. Requesting the meeting does not give up the right to a trial.
4. Request a trial.The prosecution must prove the charge. Follow the method and deadline on the ticket, then watch for notices from the court.

Before choosing

• Confirm the alleged speed, posted limit, location, date and offence number on the ticket.
• Keep the ticket and envelope, and write down what you remember while it is fresh.
• Consider the whole consequence: the fine, points, novice-driver rules and a possible insurance impact.
• If you request a meeting or trial, attend every scheduled appearance or arrange authorized representation.

A reduced fine is not automatically a clean record. If the result still includes a guilty plea or finding of guilt, there is still a conviction—even if the speed or fine is lower.

Official reading: Ontario Court of Justice guide for defendants ↗

Ontario’s speed-based stunt-driving threshold depends on the posted limit. It can be reached at 40 km/h over on a road posted below 80 km/h, 50 km/h over on other roads, or at 150 km/h or more anywhere.

Immediate roadside consequences

• 30 daysImmediate driver’s licence suspension
• 14 daysImmediate vehicle impoundment, whether or not you own it

After a first conviction

• $2,000–$10,000Court-imposed fine range
• 1–3 yearsLicence suspension for a first conviction
• 6 pointsDemerit points added on conviction
• Up to 6 monthsPossible jail term; a driver improvement course is mandatory

The calculator switches to a range at the threshold because stunt-driving fines are imposed by the court. Towing, storage, reinstatement and representation costs are not included.

Official reading: Ontario speeding and aggressive-driving penalties ↗

Demerit points are part of Ontario’s licensing system. Insurance pricing is separate. An insurer can consider a traffic conviction even when the offence carries no demerit points.

1. A ticket is an allegation.Points are added after a conviction, not simply because an officer handed you a ticket.
2. Points measure licensing consequences.Ontario says points remain on your record for two years from the offence date.
3. Insurers assess convictions under their own rules.There is no reliable universal percentage increase for one speeding conviction. Your insurer, history, policy and conviction severity all matter.
4. A lower-speed plea can change the points.It does not erase the conviction if you still plead guilty to speeding.

Ontario speeding-point bands

* Six points apply at the speed-based stunt threshold, including 40 km/h over on a road posted below 80 km/h.

Novice drivers face stricter consequences. Ontario lists at least a 30-day suspension and possible licence cancellation for novice drivers convicted of speeding 30 km/h or more over the limit.

Official reading: Ontario demerit-point rules ↗